30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
Buy a home with as little as 5% down (primary home).
Refinance up to 95% of your primary home's value.
Monthly payments remain the same for the entire loan term.
3/1, 5/1, and 7/1 ARM's. Monthly payments based on a 30 year repayment schedule.
The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
Fixed and Adjustable rates available
We close your loan up to 50% faster than the industry average.
Borrow up to $5 million with competitive rates and minimal costs.
3.50% minimum down payment required on purchase.
Minimum credit score usually 620.
Post-bankruptcy qualifying - 2 years after.
Post-foreclosure qualifying - 3 years after.
Affordable borrow up to $5,000,000 with competitive rates and minimal costs
More programs mean better options
Your unique needs fall outside of Conventional and FHA guidelines.
Competitive interest rates that are routinely lower than conventional rates.
Sellers can pay up to 6 percent of closing costs and concessions.
Higher allowable debt-to-income ratios than for many other loans.
Down payment as low as 0%.
If your rate drops within the first five years, American Quest will waive our origination fee (up to $1,950) and provide a free appraisal (up to $395) on your refinance to the lower rate.
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